It’s simple to cancel a credit card: simply call your credit card company and request to have your account canceled. You’ll also need to reduce your debt to zero, but you might be able to shut your account first and then make the required payments.
To add a payment method, go to Account and click on Add Payment Method. Scroll down to the Wallet area, select it, and then make any changes you want. If you need to modify an existing payment method, go to Wallet, select the payment method from the drop-down menu, then edit.
Choose Account Management. Tap on the Spending Account you want to edit. Linked cards may be tapped. Unlink the card by tapping it. Delete (trash can symbol) is the option to choose if you’re feeling particularly sinister.) You’ll be prompted to log in again if necessary for security reasons.) The card is no longer accessible because of it.
If you go through with it, you’ll still have to pay off any remaining balance and will continue to be charged interest by the card issuer.
Even if you cancel a credit card with no outstanding balance, the consequences may be damaging to your credit rating in a variety of ways. A temporary score drop can make it more difficult for you to obtain new credit.
